Member of National Association of Mutual Insurance Companies (NAMIC)
Types of Insurance
HOMEOWNERS
The Home-Guard policy provides quality protection for your home. It includes coverage for losses occurring to one's home, its contents, and additional living expenses as well as liability insurance. Whether you live in a new or older home, LaPrairie Mutual Insurance can provide great service at a competitive price.
EQUIPMENT BREAKDOWN FOR HOMES
This affordable coverage can fill the gap by covering a range of essential home equipment.
FARM
The Farmate policy provides a wide range of quality protection for your farm. Your dwelling and its contents can be insured, as well as farm service buildings, farm equipment, livestock, grain, leased equipment, equipment breakdown, and much more. Farms come in all different sizes and LaPrairie Mutual Insurance can offer a policy to fit your needs.
FARM LIABILITY
The Farm-Guard policy provides outstanding liability protection for your home and farm. Many additional options are available which include coverage for custom farming, custom feeding, recreational vehicles, business activities, and much more.
EQUIPMENT BREAKDOWN FOR FARMS
This affordable coverage can pay for equipment repair or replacement, loss of business income, perishable goods, and related expenses. Mobile equipment is not included in this coverage.
RENTERS
The Tenant Home-Guard policy provides replacement cost protection for personal possessions of the insured living in an apartment or rental home. This policy also provides liability insurance. It's valuable coverage at a reasonable price.
RENTAL DWELLINGS
The Dwelling Property Policy provides protection against financial losses to landlords who rent town or rural dwellings to others. This policy provides coverage for the dwelling, other structures, and loss of rents.
PERSONAL CYBERPLUS® COVERAGE
Personal CyberPlus® Coverage includes Identity Theft Expenses, Data Recovery & System Restoration, Credit Card Fraud & Forgery, Cyber Crime, Cryptocurrency Crime, Cyber Extortion, Cyber Bullying, Breach Notification, and Defense Cost.
FARM CYBERPLUS™ COVERAGE
Farm CyberPlus™ Coverage includes Identity Theft Expenses, System Failure (Data Recovery & Non-Physical Farming Interruption), Credit Card Fraud, Forgery & Cyber Crime, Cyber Extortion, Cyber Bullying, Breach Event Costs, BrandGuardŽ, Multimedia Liability, Privacy and Security Liability, Privacy Regulatory Liability, PCI DSS Liability, and Network Security Bodily Injury and Property Damage Liability.
IMPORTANT NOTICE
Rising Costs, Values & Property Coverage
To Our Valued Policyholders:
LaPrairie Mutual lnsurance Company is committed to offering great coverage at a fair price and helping you in the event of a covered loss.
Rising costs could mean your property coverage may not be adequate in the event of a covered loss. Please review your coverage amounts and contact your agent with any questions or concerns. Your agent can be a valuable resource and has access to tools that can help calculate the value of your property.
Thank you for choosing us! We appreciate the opportunity to serve you.
